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California has higher proportion of uninsured than the nation

By Richard Pizzi

The California HealthCare Foundation's annual publication, California's Uninsured, 2008, shows that over the past 20 years, the percent of uninsured Californians under age 65 has continued to rise, as employer-sponsored health insurance has declined.

Between 1987 and 2007, the report reveals, employer-sponsored coverage in California declined almost 8 percent.

The problem, though national, is more prominent in California. The state has a lower percentage of those with employer-sponsored coverage and a higher proportion of uninsured than the nation. And because of California's large population, the number of individuals without insurance - 6.6 million - is the highest of any state.

The report also shows that although families with yearly incomes below $25,000 are the most likely to be uninsured, the likelihood is rising for families with incomes of $50,000 and above, reflecting that health insurance is growing too expensive for many California employers to offer and many employees to take up.

Other findings include:

  • Workers at private-sector businesses of all sizes are experiencing an increased likelihood of being uninsured, although it is most pronounced in businesses with fewer than 10 employees.

  • Almost a third of the uninsured in California have family incomes of more than $50,000.

  • Twenty-seven percent of families with incomes between $25,000 and $50,000 are uninsured.

  • Seventy percent of California's uninsured children are in families where the head of the household has a year-round, full-time job.

  • Nearly 60 percent of the state's uninsured are Latino.