Florida's Insurance Commissioner has released a list of approved health plans that will be sold in the state's federally-run exchange and in the open market -- with an average premium increase of 39 percent.
Eleven insurers will be selling a total of 778 health plans across the state in catastrophic, bronze, silver, gold and platinum actuarial values -- 470 of them in the non-exchange market.
To show rate increases, Florida Insurance Commissioner Kevin McCarty released data on monthly premiums before the Affordable Care Act's essential health benefits and insurance market rules took effect. The average premium is rising from $243 to $344, according to the insurance commissioner's data.
For silver-tiered plans, with an actuarial value of 70 percent, the average monthly premium will be about $395, according to the commissioner's data. Silver plan premiums range from a low of $315, by Humana, to a high of $464, by the Centene-owned Sunshine Health Plan.
Across all the health plan actuarial values, Molina has the highest average premium of $412, while Humana's comes in at the lowest, 278.
Twenty-one of Florida's 67 counties will only have one company selling health plans, as of now, according to the commissioner's data.
In Florida's two largest counties, accounting for Miami and north of Miami around Fort Lauderdale, nine companies will be selling between 90 and 97 different bronze, silver, gold and platinum health plans, according to the filings.
Consumers in Seminole County, part of the greater Orlando metropolitan area, may see some of the greatest variety -- 143 different health plans being sold by six insurers.
Florida Blue Cross Blue Shield, which recently applied with the state to transition to a mutual insurer, will be selling the largest variety of plans in and outside the federally-run insurance marketplace through two insurers.
Blue Cross Blue Shield of Florida will sell 53 individual plans in the exchange and eight non-exchange individual plans, and four small business plans in the exchange and 56 non-exchange plans. Florida Health Care Plan, a licensee of the Florida Blue Cross and Blue Shield Foundation, is set to sell 80 individual plans in the HIX, 38 off the HIX, 36 small business plans in the exchange, and 85 off it.
Aetna is selling three catastrophic individual health plans outside of the exchange, and 10 catastrophic, bronze, silver and gold plans in it.
Cigna will be selling 11 individual plans in the exchange and just one in the open market, while Humana will be selling 18 individual plans in the exchange -- and 61 individual plans in the open market.
Two companies will be selling health plans only in the exchange. Health First Insurance, an insurer owned by the central Florida health system Health First, will be selling 10 individual plans and 7 small group plans in the exchange, and Molina Healthcare will be selling three exchange-only individual plans.